Joline Godfrey is the CEO of Independent Means and the author of Raising Financially Fit Kids and other cutting edge books and publications related to the financial fluency of HNW families. Godfrey received a BS degree from the University of Maine and an MSW from Boston University. Elected as a Kellogg Leadership Fellow, she also received an honorary Degree in Business from Bentley University and was the recipient of the Leavey Award for Excellence. Ms. Godfrey grew up in a family business in Maine and has been recognized in features for The Today Show, Oprah, Fortune, Business Week, the New York Times and the Financial Times. Independent Means is located in Santa Barbara, CA. You can follow her blog at independentmeans.com/imi/joline.