Richard Bove entered the securities industry in 1965. He has held positions ranging from retail sales to Director of Research. For the past three decades he has been writing commentaries on the banking industry primarily for institutional investors although at one point he actually wrote a column for the American Banker. In his career, Mr. Bove has been accorded recognition as an All-American analyst from the Institutional Investor poll, as a five star analyst for stock picking from Zacks and for accuracy in stock estimates from the Wall Street Journal. He is widely quoted in all major business publications and has appeared close to 400 times on the popular business networks.