Published On

August 10, 2016

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The TIGER 21 Member Spotlight introduces you to the remarkable people that make up the TIGER 21 community. This week, meet Barbara Young, CEO and Co-Founder of Cypress Wealth Advisors and TIGER 21 San Francisco Member.

Barbara Young
CEO and Co-Founder ofCypress Wealth Advisors
TIGER 21 Member,San Francisco

How do you utilize being a TIGER 21 Member?

I like TIGER 21 because it is a group of individuals who share not only about the world of investing, but also their whole approach to life and business. It’s very unusual to have these kinds of intimate conversations with colleagues. I’ve come to care deeply about the people I’ve met through TIGER 21. I now regard many of them as confidantes and good friends.

What are the benefits of being a TIGER 21 Member?

The annual TIGER 21 conference is one of the best I’ve ever attended. I’d belong just to go to the Annual Conference. I like the fact that spouses are included and there are events and activities for them, as well as for Members. The quality of the speakers and the variety of topics are also outstanding. I appreciate learning about new investment ideas and trends, as much as the sessions on politics, health, and personal well-being. The monthly gatherings are terrific, too. I continually meet new people and get an opportunity to learn and gain insight about a wide range of topics I wouldn’t normally encounter during the work day.

Tell us a truth about yourself that not many people know.

Making money is secondary for me. What gets me up in the morning is helping individuals and families lead happier, more productive lives. Wealth management is the vehicle to achieve my mission. That may seem counterintuitive in my business, but what’s the purpose of money if it isn’t to increase the well-being of others?

What is your investment philosophy?

I believe most investors don’t have enough alternative investments. Alternatives enhance a portfolio by reducing risk, preserving capital and helping grow principal. I believe a core portfolio should be built on traditional and absolute return strategies, surrounded by alternatives.

What is your best piece of advice for a young wealth creator?

Don’t look at a job for just the paycheck or liquidity event. Think about what you’re going to be doing and with whom you’ll be working. In terms of wealth management, select an advisor you trust and like. Pick someone who will be a true partner. A lot of people will gladly take your money, but very few will be there for you when it counts. Trust your instincts. If it turns out you don’t like your choice, go somewhere else. It’s your money.

What is your greatest concern about the market?

I have a real concern that the market and economy aren’t in synch. The equity markets are too frothy. It’s the result of overly accommodative monetary policy, the extraordinary flow of money into risk assets, and too many corporate share buybacks instead of investing in the fundamentals of the business. I’m worried about what happens when the music stops. Also concerning is that many sophisticated investors don’t have a portfolio to withstand the volatility that is coming.

Fun Facts:
Last book you read

The Last Painting of Sara de Vos, by Dominic Smith. A great story.

Favorite Book

Atlas Shrugged, by Ayn Rand. It’s a classic. A must read.

Favorite Investment

I have invested in a new way of building safer and more productive nuclear energy. I want my kids to know about the importance of thinking long-term and having a lasting impact. This may be the future of energy production.

Favorite Place you have travelled

Sedona, Arizona. It’s great place for rock climbing ‚Äì and relaxing.

Favorite Food

Peanut butter and jelly sandwiches.

Five words to describe yourself

Caring, genuine, inquisitive, passionate, and happy.

Favorite Innovation

Fitbit. I love that it keeps me focused on my health and alerts me when my phone rings!