Prior to joining the firm in 1992, Mr. Ciara was a Vice President and Manager of the Bond Portfolio Management System for a regional investment firm in Philadelphia, Pennsylvania. He has consulted with and advised individual and institutional investors on their fixed-income investments since 1975. During the late 1970s and early 1980s, Mr. Ciara gained national recognition as one of the early marketing pioneers of Mortgage-Backed Securities (GNMA, FNMA, FHLMC) for a national investment firm on Wall Street. He graduated from LaSalle University.
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